Newsletter Issue 99: Incredible Moms

Whether we are mothers ourselves or simply have someone in our lives who has played a motherly role to us, chances are, our lives have been influenced in profound ways by motherhood. Let's take a moment in this issue to honour, value, and draw lessons from the incredible wisdom of women and mothers who have impacted our worlds.

Newsletter Issue 98: The Hustle for Health

In the pursuit of wellness, every small step matters. Discover how nourishing your body, staying active with intention, and making mindful choices can shape a healthier, more balanced life. From everyday nutrition tips to inspiring fitness journeys, find ways to thrive—body, mind, and spirit—one thoughtful action at a time.

Newsletter Issue 97: SG2025 Budget Perks

Singapore’s Budget 2025 lays the foundation for economic resilience and community support. From financial aid and SG60 perks to business investments and digital growth, this edition unpacks key measures shaping the nation’s future. Discover how these policies impact businesses, families, and individuals in an evolving landscape of opportunities and challenges.

Newsletter Issue 96: Snake's Intuition: Prosperity through Wisdom and Connectedness

As Lunar New Year celebrations unfold and we gather with friends and family, let us remember that prosperity is not just about wealth and abundance but also about the wisdom shared and traditions passed down through generations. Amid the laughter, meals, and festivities—and the inherent hope and symbolism they carry—be kind and mindful to yourself and others, ensuring that the deeper meaning of heritage, connection, and togetherness endures beyond the moment.

Newsletter Issue 95: Turning A Page: Embracing Endings & Celebrating Wins

As we enter the new year, it's the perfect time to celebrate endings and acknowledge our achievements. Embracing closure and recognising small wins fosters personal growth, resilience, and emotional well-being, transforming life's transitions into opportunities for reflection and reinvention as we move forward with intention.

Newsletter Issue 94: Cultivating a Grateful Heart

As the year winds down, it’s the perfect time to reflect on the many reasons to be grateful in our lives. From uplifting mental health to strengthening connections, gratitude helps us end the year with purpose and warmth. Discover simple practices and insights to embrace appreciation and nurture meaningful moments this season.

Newsletter Issue 93: Happy Travels

Embark on meaningful journeys with insights to plan memorable vacations, navigate budget travel, and uncover cultural treasures. Whether you’re crafting a family adventure or exploring last-minute deals, these ideas inspire travel that deepens connections, stretches savings, and invites discovery.

Newsletter Issue 92: Family First: From Exams To Finance

As families navigate the challenges of exam season, it's important to foster resilience, support growth, and nurture well-being. These insights explore how to create a balanced, supportive environment for children, helping them thrive academically, emotionally, and financially.

Newsletter Issue 91: Persistent Progress, Purposeful Pursuit

Persistence and perseverance are the cornerstones of personal growth. As we enter the final stretch of the year, these traits become even more essential. Discover ways to harness determination, build resilience, and stay committed to your goals. Even when the journey feels long and challenging, remember—you’re closer than you think. Let’s push through this last lap together.

Newsletter Issue 90: Stretching The Dollar

Navigating the rising cost of living requires strategic planning. This issue provides tips on budgeting, skill development to increase income, and utilising resources to manage money. I hope these strategies help empower you to stretch your money further and maintain financial stability.

Newsletter Issue 89: Boost Immunity, Travel Safely

Prioritizing our health and immunity is essential, especially with summer holidays and travel on the horizon amid the recent surge in COVID-19 cases. Here are some practical tips, nutritious recipes, and expert advice to keep you safe and ensure healthy and enjoyable summer vacations for you and your loved ones!

Newsletter Issue 88: Keep Cool & Beat the Heat

As we approach the time of year when scorching temperatures send us seeking refuge indoors, this issue offers essential tips and strategies for managing the heat. Arm yourself with knowledge and discover ways to stay cool, hydrated, and healthy amidst the sweltering heat, ensuring you thrive in your daily life!

Newsletter Issue 87: Growth and Transformation: Nobody Said It Was Easy

Life is a multifaceted journey of growth and transformation. From overcoming setbacks to embracing professional and personal development, this issue contains wisdom on self-forgiveness, career and financial success, and the limitless power of lifelong learning. The process of growth may not always be easy, but it will be worth it. I hope this enriches your life.

Newsletter Issue 86: Plan Well. Age Well.

Amidst rising costs, aging and retirement planning is becoming a growing concern for many. Yet, more than just ensuring financial readiness, one who is planning to retire also needs to be psychologically prepared for the shifts in lifestyle, routine and everything that comes along with it. In this issue, let's explore expert tips on staying healthy, mentally sharp and financially secure, so we can age gracefully in our golden years.

Newsletter Issue 85: How To Ride The Dragon

As we embrace 2024, discover essential insights for a prosperous journey ahead. Explore key financial strategies and economic trends aligning with the Dragon Year's promise of prosperity. Immerse in the cultural vibrancy of the Lunar New Year celebrations. I hope this issue with its blend of wisdom and practical advice equips you to navigate the opportunities and challenges ahead with confidence. Together, let's ride the Dragon!

Newsletter Issue 84: Reflect, Review & Recharge

In this issue, here are some insights on mindful reflection, effective goal-setting, and strategic reviews. I hope this helps you equip yourself for a thriving year ahead with impactful resolutions and fresh perspectives. Let's embark on this journey of growth and renewal together.

Newsletter Issue 83: Holiday Highlights: Echoes of Joy

Embrace the spirit of the holiday season in this month's issue, where cherished traditions meet thoughtful innovation. From smart savings and healthy feasts to meaningful gifts and cozy stays, our collection of articles offers a reflective journey through holiday warmth. Savour every moment with our handpicked tips and recipes, and let's celebrate the joy and generosity that define this wondrous time of year.

Newsletter Issue 82: Inflation & You

As inflationary pressures continue, affecting both individuals and businesses, it is vital to equip ourselves with effective strategies to navigate this environment. This issue provides pragmatic insights and ideas, guiding us to not only weather these economic challenges but also thrive in the midst of them. I hope this brings us greater financial resilience and empowerment.

Newsletter Issue 81: Empowering Children

In celebration of Children's Day, here is a friendly collection of articles brimming with insights! I hope these writings can guide us in embedding valuable skills, boosting financial literacy, and laying down a roadmap to raising resilient, balanced children. May we empower the upcoming generations, helping them blossom into well-rounded and holistic individuals. Let's cherish the joy of nurturing our future

Newsletter Issue 80: Home Dreamers

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

Newsletter Issue 79: Before It's Too Late...

In today's rapidly ageing society, advance care planning and long-term care planning are emerging as critical considerations for ensuring a comfortable and secure future. As we journey together through the intricate aspects of planning for what lies ahead, it's never too early to make such vital decisions. It's your future; plan it well.

Newsletter Issue 78: Unlocking Potential of Our Awe and Envy

In the delicate balance between awe and envy lies an opportunity for growth. Awe opens our eyes to the beauty and possibilities around us, while envy stirs our desires for improvement. By using awe as a wellspring of inspiration and envy as a catalyst for positive change, we get to harness these emotions to fuel our ambitions, cultivate empathy, and create a brighter future for ourselves and others in various aspects of our lives.

Newsletter Issue 77: Living with New Realities of AI and ChatGPT

As artificial intelligence (AI) and chatbots like ChatGPT become ever more prevalent, AI’s potential to transform our lives and economy cannot be understated. With the increasing adoption of these technologies, they will not only transform the ways we use or consume information, but they are also poised to play a pivotal role in just about every aspect of our lives, including work, finance, and parenting. In this issue, we explore the nuances of AI and the possibilities it brings to our world.

Newsletter Issue 76: In Honour of Moms

Whether we are mothers ourselves or simply have someone in our lives who has played a motherly role to us, chances are, our lives have been influenced in profound ways by motherhood. Let's take a moment in this issue to honour, value, and draw lessons from the incredible wisdom of women and mothers who have impacted our worlds.

Newsletter Issue 75: Keep Calm & Innovate

Necessity is the mother of invention. Throughout history, humans have demonstrated the ability to innovate, solve problems, and create solutions in the midst of crises, resulting in some of humanity's greatest inventions. All it took was resourcefulness, action, and persistence. Through this issue, I hope to provide insights into how we can live life constructively and creatively, regardless of the challenges that we may face today.

Newsletter Issue 74: Bright, Brainy & Beautiful Living

As we get back into the groove of work, our most important arsenals have to be our health and brains. After all, these are essential in allowing us to lead a functional and meaningful life. To do that, we need to take care not to fall ill and ensure that we upkeep our physical, mental, and social well-being. Let us explore in this issue the various ways that help us protect and strengthen our overall health.

Newsletter Issue 73: The Golden Gift of Intentional Quiet

For many, the festive season is a time of food, celebrations, social interaction, and hype. Coupled with the continuous demands of work and life, such periods can sometimes leave us feeling drained, and some of us may even struggle to get a breather. In this issue, I have put together resources on how we can possibly wind down and benefit from more intentional quiet and less noise.

Newsletter Issue 72: Finding The Silver Lining

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

Newsletter Issue 71: Planning Ahead

We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for.

Newsletter Issue 70: Taking A Walk

Many of us lead busy and stressful lives. Even when we may be caught up meeting deadlines, sprinting towards our next goals, or looking after our families, we cannot neglect taking appropriate breaks for our well-being. While it may feel counter-intuitive to do so, sometimes the best thing is simply to step away from the four concrete walls to go for a walk outdoors. It refreshes the mind, body and soul, and is beneficial for our health and creativity. So let's lace up our trainers and walk our stresses away.

Newsletter Issue 69: Mind Over Money

In an environment of rising inflation and uncertainties in global geo-political climate, almost no one is spared from the economic consequences of the day. It is therefore more important than ever to be intentional and mindful in how we manage our finances in our daily living. Here, I have put together some resources which you can tap on to help you gain a better insight on how you can be more savvy with your money.

Newsletter Issue 68: Navigating Differences, Conflicts and Relationships with Maturity

Every one is different, and differences in opinions, interests, backgrounds and personalities tend to come with conflicts. Whether is it our co-workers, friends, family members or even our partners, disputes are not only common, but they're natural and sometimes inevitable. The question is, while such conflicts arise, how do we navigate them? Do we attempt to work through issues amicably with others, or do we allow our egos and emotions to rear its ugly head? Today, we look at practical tips on how we can manage ourselves and relationships in more mature ways.

Newsletter Issue 67: Better Than Before

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

Newsletter Issue 66: Self-Doubt & Self-Confidence

In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time.

Newsletter Issue 65: 80 Summers, 80 Winters, 1 Life

Statistically, most people live till an average age of 80 years. Although this number varies across cultures and nations, we cannot deny that life is still all too fleetingly short. 80 years a lifetime translates to 80 summers and 80 winters - to love, laugh, live, and make the most of our time on this earth. Far too often, when faced with our mortality, we look back at our lives and think of all the things that could have been different. Regret may sometimes be inevitable, but it is still possible to live an unlimited life with the limited time that we have. In this issue, we look at some of the ways we can do so.

Newsletter Issue 64: Travelling Again

For the past years, given the pandemic and restrictions, many of us were forced to re-evaluate how to plan and book trips for holidays, or consider whether we should even be planning for any travel at all. Now, as borders are opening up, we have reached a stage where many of us are ready to start traveling again and make vacation plans once more. The catch, though, is that traveling will likely continue to be complicated as new variants emerge. How then do we plan for travel? In this issue, we explore this matter in more depth.

Newsletter Issue 63: Being Positive

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

Newsletter Issue 62: Social Media and Mental Health

As humans, we have an innate need for connection and approval from others. Often, we make an effort to gain validation and this is natural. Yet, in our world today, this need for others’ approval becomes magnified; as many of us are constantly plugged in on social media, we tend to get caught up in the pursuit of “likes”, “shares”, “follows” & engagement. These can have implications on our mental well-being and happiness. Through this issue, I hope that we can be more aware of the impacts & risks associated with excessive use of social media, and what we can do about it so that we can live out our best lives.

Newsletter Issue 61: Being Savvy This Festive Season

It is a season of feasting, socialising and spending time with our family and friends. Amidst the bustle of festive preparations and joviality, let us not forget to take care of our well-being even as we celebrate this time of wealth, health and happiness. Stay safe, savvy and prosper!

Newsletter Issue 60: Looking Towards 2022

By this time, we would have endured quite a long period of the COVID-19 pandemic and many things have changed. Collectively, we have adapted to new ways of living, working and socializing. While there is no telling of when this pandemic will truly “end”, one thing’s for sure: Life goes on. The best we can do is to continue to look towards the future and live out the best we can. As we head into a new year, here are some predictions and trends we can look forward to.

Newsletter Issue 59: 6 Essential Money Moves To Make In Uncertain Times

In times of uncertainty, it’s easy to get overwhelmed. With the COVID-19 outbreak, we are faced with the challenge of adapting life around the virus and navigating intense market volatility. This leaves many of us feeling anxious and even disempowered.

Newsletter Issue 58: Misconceptions that hold us back

Confucius, the Chinese philosopher, left us with these words to contemplate: The man who asks a question is a fool for a minute: the man who does not ask is a fool for life. As the year winds down, it is time to reflect on some popular and widely - accepted beliefs and misconceptions that we may hold that do not serve us in achieving our goals and desires. Today, we look at debunking some of these misconceptions to expand our thinking and explore new perspectives and horizons.

Newsletter Issue 57: One Thing At A Time

In meeting the demands of work and every day life, many of us can feel compelled to do all things at once, and may become overwhelmed or less effective as a result. To counter this, it is worth taking a moment to adjust our pace; to give ourselves the space to practice taking one step at a time in the ways we perform our tasks and how we manage our minds & emotions.

Newsletter Issue 56: Habits & Decisions That Compound

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

Newsletter Issue 55: Managing Burnout

In a world where more of us are increasingly working remotely, the issues of exhaustion, burnout and digital fatigue have become more pronounced in recent times. The implications on mental health and quality of life are real. Here are insights and resources that I hope can help us better understand the nature of the burnout that we may experiencing. More importantly, we can learn to manage, uplift ourselves and also the people around us.

Newsletter Issue 54: On Leadership

Leadership is the act of guiding a team or individual to achieve a goal through direction and motivation -- and there is a leader in all of us. This issue contains insightful resources and pointers that touch on the various under-talked about but important aspects of leadership. I hope this inspires us to not just exercise good leadership in our daily lives as individuals and organisations, but more importantly, help us get through and thrive even in difficult times.

Newsletter Issue 53: Productivity, Personal Effectiveness & Meaning

As our personal lives get increasingly intertwined with our work in this season, it becomes more important than ever to find ways to devote our energies to become more effective & productive as individuals. Here, I'd love to share with you on some resources and powerful ideas on how we can not only become more productive, but also make our work & daily life more meaningful in the process.

Newsletter Issue 52: Living A Good Life

What does it mean to lead a good life? The meaning of a good life, or life for that matter, is subjective. But there are some evergreen truths and wisdoms that we can all live by that help us gain the most out of life even through obstacles and challenges. In this issue, I have put together for you a series of insights, tips & advice by some of the best thinkers throughout history on how to live out a good life. I hope these resonate with you.

Newsletter Issue 51: Dignity and Why It Matters

Dignity is the state or quality of being worthy of honour or respect by virtue of being human, and every person has an intrinsic need to feel valued and needed. Yet, in our world, there is often a gap between the ideals and realities of how dignity is accorded to individuals across age, gender, social statuses and financial positions. In this issue, I'd like to bring attention to the topic of dignity, and the ways which we can protect & honour the dignity of others and ourselves.

Newsletter Issue 50: Empowering Women In Our Midst

Women have long played a huge part in our society and economy. When it comes to uplifting women, the work extends beyond just international women's day or month. In fact, it requires continuous effort from not just leaders, but also every day folks like us to recognise and appreciate the great potential of women in our lives. In this issue, I'd like to share insights on how we can be enablers of women's progress while staying aware of the realities and struggles they may face. I hope this helps us in empowering the women and girls in our midst.

Newsletter Issue 49: The Gift of Paying It Forward

When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.

Newsletter Issue 48: Done is Better Than Perfect

As we begin a fresh year, it is a good idea to not just evaluate ourselves based on the previous year on how we have been managing our lives, but also to find out ways to become more productive as we move along. In this issue, I'd like to share with you some powerful ideas on productivity and how we can make the best of our resources, time, energy and capabilities. Let's do this!

Newsletter Issue 47: Of Languages, Love and Possibilities

In the words of Poet Ali in his TED Talk, "Every language we learn is a portal by which we can access another language"; the more we know, the more we can speak. To round off the year, I'd like us to take a moment to learn new concepts, stories and ways of seeking and connecting, which will empower us to adapt to the needs of others & ourselves in the way we relate, love, heal, and see possibilities. I hope this inspires you.

Newsletter Issue 46: Guiding Principles and Tips on Taking Charge of Finances in Our Lives

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

Newsletter Issue 45: On Teaching, Learning & Growth

All of us would have people around us that we learn from in our lives. And people whom we in turn teach and need to be accountable to at some point - as students, working adults or parents. The better we are at relating and leading others into growth, the better we become as individuals. In this issue, I hope we can draw some lessons and wisdom from these materials that can help us cultivate values and cultures that we want in our lives and lift us up.

Newsletter Issue 44: The Ability to Rethink & Reassess Our Minds

As humans, we often like to think we're right, even when we can be wrong at times. Many of us have the unconscious tendency to seek information that support our existing beliefs & disregard or undermine those that do not match ours. But doing so without awareness or questioning can have adverse effects in the way we think, make decisions & live our lives. Today, I'd like to share with you some potential consequences of confirmation bias & what we can do about them.

Newsletter Issue 43 : Staying Grounded in Things that Serve Us

The world as we know it has changed for good on pretty much every level - from our lifestyles, to habits, to incomes and economy. As we navigate our way and find our place in trying times, it is important to stay grounded and keep the faith as we focus on seeing and creating opportunities, solutions & meaning. While there are no quick fixes in times like these, there's still a space for us to find ways to improve and cope better in our lives. I'd like to share them with you in this issue. Let's keep our heads up in choosing to persist in hope & good thoughts, and I believe we will emerge stronger than before.

Newsletter Issue 42 : Moms Never Retire?

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

Newsletter Issue 41: This is the 8th Wonder of the world - Einstein

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

Newsletter Issue 40 : Mastering the Skill of Learning New Skills Fast

Today's phone in our pocket has 100,000 times the power of the computer that landed man on the moon 50 years ago. Our world is evolving at breakneck speed today. The World Economic Forum projected that more new jobs will be created compared to the ones lost. Uncertainty remains about what these new jobs would be. But the time to change our approach to learning new skills has come. The time is now. The 4th Industrial Revolution has begun.

Newsletter Issue 39 : What is hurting Employees and Employers

There are many new things to deal with at this time while we are being isolated from life-as-usual. A new lifestyle, a new future and something that can be quite subtle - a new kind of burnout. It should do us well to be aware about this so we can learn to disengage when we need to. I wish you and your loved ones good health and may you continue to stay safe!

Newsletter Issue 38 : Holding Space in Difficult Times

Amidst a pandemic, the profound impact & discomfort of loss or the prospect of loss is felt almost universally. We may find ourselves and even those we care about feeling anxious & restless, which makes it challenging as we find ways to adjust not just physically, but also mentally & emotionally. At this time, emotional support for one another becomes ever more essential. Here, I'd love to share with you insights that can help us have a deeper understanding on the complex emotions that we may be dealing with, & the ways in which we can provide meaningful social support in our daily interactions through being present & holding space for others.

Newsletter Issue 37 : Covid19 - No turning back from a new future and reality

What the eyes cannot see is bringing countries to their knees as we write. The full impact of Covid19 is still unknown. It has ushered in a new reality for the World. Our lives will never be the same again. And Covid19 won't be the last. While we #fightasone, let's see how we can prepare ourselves and our children for this new future - together. Here are some good reads that I believe can help us rethink this new future and its possibilities. If you find these resources useful, please forward them to those you care about, especially at a time such as this. Cheers!

Newsletter Issue 36 : Make these 6 decisions

Here's wishing you and yours a very fruitful 2020, and the best is yet to come! Another year, and what better way to start it with a collection of thoughts that might turn out to touch your life for the better? I hope you could find something useful and share along with those you care about too. Cheers for a blessed 2020!

Newsletter Issue 35 : When the going gets Rough

When the going gets rough, it can at times be easy to lose sight of what we set out to attain in our lives, be it in our personal endeavours, work or finances. The process of going & pushing through such situations may not be most comfortable, but persevering and talking about how to handle them is necessary. These are perspectives I found useful and inspiring. I hope this gives you hope.

Newsletter Issue 34 : Trust, Relationships and Emotional Security

In many ways, relationships are key to our well-being, as trusting, fulfilling relationships lay the foundation for our emotional health and security. But to work through relationships and trust matters aren't always linear or clean - they can be messy and raw. Here are some articles that I found incredibly valuable that enrich us in our personal and professional lives.

Newsletter Issue 33 : These are simply worth sharing with you

Change is hard. To force change is harder. They usually don't last. Perspectives however, are easier to accept. They change our minds and maybe that's what we need more than change itself. I hope you enjoy these articles.

Newsletter Issue 31 : The Power of Tiny Gains

These are some rather transformative articles that could help you and those you care about. So please be free to share them. I hope you find them beneficial. If you like them, do drop me a note and I'll be very glad to know I've added value and touched someone.

Newsletter Issue 30 : How the World forgot to sleep

The lack of sleep being linked to chronic illnesses like diabetes and heart disease isn't a happy story. Certainly not for those of us who are more conscious about building happiness in life. Please share this newsletter issue with those you care about. We can impact lives together!

Newsletter Issue 29 : Don't leave life without it

The Bucket List - chances are that you may not have made one. It is an interesting journey that we can take together. It's also a lot easier taking a peep at some of the most inspiring bucket lists that we have put together to share with you. Let's start one and live it out!

Newsletter Issue 28 : 8 Ridiculously Good Recipes That Only Take 15 Minutes

Since our taste buds are not working like black and white TVs. We know it's meant for some tasty good food. Yummy! Let's stay healthy, and also up our knowledge about making some nice interesting food. Here are some really good resources curated for you.

Newsletter Issue 27 : Life's most Powerful Lessons

There's a man in Singapore, that every time he concludes a business deal, he would go buy a plant and plant it somewhere. It's a simple way of giving back. He was also able to disengage and be with himself while doing something meaningful, albeit how simple it was. In this issue are some more examples of such life's lesson that we can benefit from. All we need, is to just take some time, slow down and breathe in the fresh air.

Newsletter Issue 26 : 3 Financial Wisdom from a woman with 3B Net Worth

There are just too many things that we know to be good for us, but have not yet become a part of us. Applying wise financial habits may be one of them. Here are some to learn about by seeing them from the eyes of a very successful woman - Oprah Winfrey. Change requires conscious efforts. I hope some of these thoughts will begin to be a blessing in your life. Cheers.

Newsletter Issue 25 : Come 15th May, Singaporeans have One more thing to be proud of

In case you missed the news, besides the big 3 - US, Russia & China, tiny Singapore would be the next to send a human into Space using a helium Stratospheric balloon capable of lifting an SUV. This is a 5 years arduous journey filled with many inspiring stories. A Visionary who saw the possibilities, followed by 150 applicants to be Singapore's first Astronaut, and finally an extraordinary individual to make the trip, laying his life on the line. Yet his project isn't about Space. It's about creating a better mental model for Singaporeans - that with the heart, mind and grit, we can do great things. Enjoy this historic moment.

Newsletter Issue 24: The Interesting secret

Or rather, this issue is about learning the secrets of being interesting. Even calling it a secret is a little too much. In today's world of overwhelming information overload, it's about paying attention to certain things that some people do to make themselves more interesting than others. We can all do better in life with a little dose of this knowledge. So let's dig in!

Newsletter Issue 23: The way we Think

In this issue, I'd like to do something different. All of the highlights are very interesting videos from TED talks about the way we think. The videos are between 15 to 30 minutes, but they are well worth your time I promise. Hope these resources will help create marginal changes in your life every so often. Let's be enlightened together!

Newsletter Issue 22: Why Happiness is linked to Deep Talk

Research seems to point to the fact that those who engages in deeper conversations with others are happier people. This is what I call a happy finding. It levels with what makes us human. We speak, we listen, we feel, we learn, we take and we give. And deeper conversations allow us to lift each other up.

Newsletter Issue 21: Half of the jobs in 2020 are not yet known

In the last issue, we discussed how robots will change our lives in the future. It has become increasingly important for us to keep our minds on the ball, stay sharp and stay progressive. If half the jobs in 2020 are yet to be known to us, how can we prepare ourselves and our children today? To face a fast changing future, we need to first understand it. We need to try and take a peek into this future and start to embrace change.

Newsletter Issue 20: Your Life is About to Change

We have come to a very unique juncture in time, where we are transitioning into the 4th industrial revolution. This is a time where technology as we know it will start to escalate in its rate of change. Our lives and jobs will surely be impacted. But how? It is time to consider this and take stock of where we might stand now and three to five years later.

Newsletter Issue 19: The Indispensable Power of Story

From a parent to a child, between friends and professionally in the workplace - there's something special about the role of story telling. And we've a lot to learn from the world's great story tellers. Some of the best are comedians, public speakers and politicians. But there's more. I hope the following articles will help you get started in this interesting journey of learning and exploration.

Newsletter Issue 18: Retirement dream vs reality

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Newsletter Issue 17: Some things don't change

The future seems to come at us at a faster pace than before. It brings along with it many questions. Will automation take over our jobs? What new jobs will be created? And which existing ones will be obsolete? How can we survive? Yet some things don't change. Understanding the things that will change and those that won't can help us carve out a better future.

Newsletter Issue 16: 2 Tips from a 116 year old

Most of us find it hard to change even when we know we need to. If only it's as easy as a walk in the park. But once in a while, a certain change of perspective is all it takes. Hopefully, today can be one of those time for you. We can gain some insights and wisdom from these articles that are worth sharing.

Newsletter Issue 15: The thing about Time management

Do we need to get better at time management? Or do we need to instead think about Time itself? More specifically, what it means to us - with the very limited time that we have. The answer would be different for each of us. But I'm rather certain that taking time to ponder about Time itself can be a fruitful thing to do.

Newsletter Issue 14: What you need to beat Diabetes

The World Health Organization's latest report says diabetes has quadrupled in the past 34 years. It's certainly something that we should care about. Not just for us, but also our loved ones. Here's a starter to help us understand and prevent this disease better.

Newsletter Issue 13: Hipster Hawker Stalls - Yummy!

Health is important, so is a good life and great food! One of the great thing about being in Singapore is that there's always new food places to explore. In this issue, I'd like to bring you to a couple really good yummy places - wrapped up with a hilarious video you don't wanna miss.

Newsletter Issue 12: Oh how beautiful, beautiful, beautiful!

Singapore is growing as a cultural center. But why is Art important? And how can Art, in its many forms make our lives better? Deep within all of us, there's a need for expression and appreciation. There's certainly more for us to explore and learn about Art. Do not miss the video below. Oh how beautiful this is ~ a celebration of art and life!

Newsletter Issue 11: Secrets of the Heart - Uncovered

It is always quite refreshing to discover new things about our health. In this case, Vitamin C is one of those surprises. Do watch the video below till the end ~ it could be a life saver. But please seek your doctor's opinion as well.

Newsletter Issue 10: The result of reading

The more we read, the more we can share. And sharing is caring. Here are a few interesting articles I'd like to share with you in this issue of my newsletter. Remember to pass it along to those whom you care about too.

Newsletter Issue 9: This isn't the bucket list

It isn't the bucket either. One good news is that more people are now surviving cancer. The other good news is that life expectancy has increased from 75 to more than age 80. But hold that thought for a moment - it's only good news if one is financially prepared to survive such a critical challenge.

Newsletter Issue 8: Creativity

We may have thought that creativity is a realm belonging to a selected few. But is it? In this issue, we explore together some interesting stories that may strike a chord of inspiration for you. You can be creative too.

Reliable, Professional & Trustworthy

来自潘老保墨

Hi 孙霞女士,

在各自岗位上，勤奋努力的人儿最美！

謹此祝福孙霞女士事业再上一层楼！

谢谢,
潘永强
新加坡书法家

十年如一日

Hi 有家庭保险理财专业需求的家人们,

认识孙霞已经十年了，这十年来，她始终以极高的专业素养和强烈的责任感，为我们提供着全面、周到、贴心的保险服务。无论是产品讲解、方案规划，还是后续的理赔服务，她都一丝不苟，耐心细致，让我们倍感安心。

不仅在工作上尽职尽责，孙霞在生活中也充满温情。每逢生日、节日，她总是记挂着我们的孩子，送上贴心的礼物和温暖的祝福，让孩子们无比开心，也让我们感受到她真挚的关怀。这份细致入微、发自内心的关爱，早已超越了客户与服务人员的关系，更像是家人般的存在。孩子们也特别喜欢她们的太阳阿姨。

感谢孙霞女士这十年来的不懈付出！

Regards,,
Jiayi

新加坡学习之旅

Hi 所有来到新加坡的学子们,

孙霞姐姐是一个非常温柔，善良，知性，大方的姐姐，和姐姐相处，总是让我非常放松、愉快。来到新加坡这样一个陌生的国家，从落地那一刻起，因为姐姐细致入微的关心，我从未觉得这是一个举目无亲的陌生国度。在姐姐的帮助下，我参加了一些非常有意义的活动，结识了很多新朋友，也顺利地适应、开始了在新加坡的学习之旅。

也是姐姐让我意识到了财富管理的重要性，我想这是从学校迈向社会的重要一步。好的财富规划，也是好的人生规划中非常重要的一部分。也正是姐姐的真诚和善良，让我和我的妈妈能非常放心地选择她作为我财富规划的引路人。

如果说为什么我到新加坡来，相比十年前来到这里的人们能更快更顺利地适应，我想我是站在了巨人的肩膀上。也正是姐姐，以及和姐姐一样比我更先踏足这片土地的人，通过一年又一年的积累，让温暖的种子生根发芽，让来自家乡的温度，传递到了这个三千八百三十七公里外的美丽的地方。

谢谢！,
颖儿 （南大硕士在读）

Happy Coffee Time Always

Hi Who needs professional financial adviser,

Ms Sun Xia has always come across to me as very patient person and very professional in her work. She is both my organization’s as well as my family’s financial advisor, thus she understands very well what is missing and what are my needs.

Sun Xia would take time off to understand my needs at different stages of my life, be it for protection, investments and recently retirement planning. As long as there is a suitable product available, she will be there to provide the necessary information for me to make sound decisions.

I know I can always count on her as she is always there to take my calls when I have needs in understanding my insurance claims. It takes great patience to listen to an old man’s problem. *grin*

Highly recommended to you (if you are reading this) if you need someone who can be trusted to be there and not someone who is selling you a product you do not need.

Regards,
Andrew (Director)

感恩遇见美好

Thank you Sun Xia. You provide the comprehensive consulting of life and health solution, the consultation is based on my personal situation, and also explain hospitalization insurance clauses in details.

It is much different from my past experience. You explain clearly the benefits and what I need to know in advance.


Connie

值得一生信赖的朋友

Hi 霞姐,

孙霞姐姐是一个特别细心也对工作特别有责任心和热情的保险顾问。

通过她细致的讲解和对我的财务状况、风险状况的全面分析，我购买了符合自己的需求的保险产品，整个过程十分愉快，而且我也觉得在海外打拼可能遇到的个人风险得到了有效的控制和保护。

通过跟她的接触，我觉得她是一个值得一生信赖的朋友！今后也希望根据自己的生活状态的转变多跟孙霞顾问交流，进一步完善自己的保险结构。

Regards,
Nicole

想对太阳阿姨说的话

哈罗，大家好~

我是阿宝，自从我出生后就认识太阳阿姨啦，太阳阿姨为我们全家设计人生保障计划，热情耐心，贴心周到，给我们带来了满满的安全感，给太阳阿姨点个大大的赞！

我爱爸爸妈妈，我爱太阳阿姨！


阿宝和爸爸妈妈

愿我们的感情如水长流

时光如水，岁月如歌。

与孙霞相识已经有十多年的时间，大家既是朋友，又是客户与保险经纪人。她对工作认真负责，细心敬业，总是第一时间提供给客户专业的建议。向一切有需要的朋友推荐她，保险，使我们生活中最重要的后盾。

亲爱的朋友，很高兴有你的一路相伴，祝你的事业蒸蒸日上，愿我们的感情如水长流。

Ms Zhao

Meet someone interesting

朋友不需要多，只要相处起来舒服自在就够了!!

身在海外，还能找到贴心的好朋友，是件幸福的事。认识Sun十年，从邻居到朋友，从朋友到客户，她总能恰如其份地在保险、退休金、投资、租税与财产规划上提出专业的建议，但又能不失朋友的角色，未曾给过我销售产品的压迫感。

眼看着她从保险起步到现在的十年有成，褪下MDRT的光环，就是一位在身边让我感到舒服自在又贴心的好友。

Rita
三个娃娃的妈妈

感谢！

孙霞，作为我们的保险代理人，工作上认真负责，对保单细节解释的清楚到位，如有不清楚的地方，会耐心查询并给予答复。

在保险理赔过程中，积极跟进，遇到问题时，及时帮助解决，给我们一份放心，感谢一路以来辛勤的付出和努力。

推荐给我的朋友们！

Mengmeng

认识你真好！踏实！

这是我继高考作文之后，第一次这么卖力地措辞，实在不知道怎样的文字才能表达出我此刻的心情。

孙霞既是我们公司长期的合作伙伴，也是我私下很聊得来的朋友。

公司里面，无论何时，只要涉及保险相关事宜，她总是有求必应，以最专业的角度和最耐心的态度，解答和解决每一位员工的疑难问题。

在我生病的时候，她会捧着花束前来探望。每逢节日，她会送来温柔的祝福。

她真的是“上得厅堂，下得厨房”的保险界一枝花，为我们这些职场妈妈做出了榜样。我想说：认识你真好！踏实！

Sandy
公司人力部HR

从陌生到朋友，一路相伴！

缘分让我在来新加坡第一年就认识了你，转眼已经六年过去。 我们也从当初的陌生，变成了现在的朋友。

感谢这些年来你的一路照顾，认真负责。几次遇到突发情况，无论何时打给你，你都会立刻主动帮我联系医院，告诉我后面的步骤，并且随时跟进。在平时的生活中，你也会帮我做有规律的长远打算并且提出专业的建议，让我在拼搏的路上没有后顾之忧。

很高兴一路有你这个朋友相伴：）

Anne

A pleasant and knowledgeable experience in financial planning

Sun Xia handles my account in a most professional way; I am impressed with the speed and quality of her responses, conveying a sense of reliability and professionalism.

She provides sound advice on suitable financial schemes and plans, which meet my needs and budget. Great working with such a pleasant and knowledgeable consultant.

Kwok Wei
Manager

Meet someone interesting

专业的保险代理你可能到处可以遇到, 但是能处成朋友的代理还是可遇不可求的。

她像对待家人一样不会把最贵的介绍给你, 只会给你最适合的。

看到这里你还不想认识她吗？

Ms Sharon (Police Officer)

既专业又像朋友一样可以给我们好的引导，不走弯路!

最初认识孙霞，是因为家中长辈生了大病，面对高昂的医药费，长辈懊恼的说，要是有保险就好了，这样你们的负担也不会这么重。

因为这件事让我意识到保险势在必行，在朋友的推荐下，认识了孙霞。我认为一个好的保险经纪人，除了具备专业的保险知识外，耐心、有同理心同样很重要。每个人每个家庭对保险的要求是不一样的，出现问题后如何找到好的医生、好的医院，还有如何正确的理赔，真的需要一位像孙霞这样的经纪。

既专业又像朋友一样可以给我们好的引导，不走弯路。

xiaolin & family

二十年的友谊

保险就像灭火器，宁可百日不用，不可一日不备。

孙霞做为我们初来新加坡时便相识至今二十余年的朋友，不但家庭经营的仅仅有条，幸福美满，工作上更是兢兢业业。

她有很强的个人魅力及凝聚力，工作上进，业务能力强，不论服务还是工作技巧都是行业佼佼者，同时拥有良好的道德品质。热爱学习，刻苦钻研，任劳任怨，不断提升自我，在这个为千家万户做未来保障的岗位上，干出了非凡的成绩。

推荐给更多需要保险的朋友们！

老友一家

一辈子值得信任的好朋友！

非常庆幸刚来新加坡就和孙霞相识了，转眼已经八年多了，她不仅是我的好朋友，也是我生活中的万事通。

初来乍到对新加坡的医疗体系和保险都很不熟悉，孙霞给我提供了很多很专业的帮助，让我不仅意识到保险的重要性， 而且了解了什么样的保险是最适合的。

孙霞业务能力，专业水平都是无可挑剔的， 经验丰富且非常耐心，给我们全家提供了最安全高效的保障。

她是我们一辈子值得信任的好朋友！

Weiting
Chartering Manager

Meet someone interesting

Hi Xia,

I first met Sun Xia at a belly dance fitness class back in 2014. Instantly, I could feel the friendly and welcoming vibes from Xia, and to confirm her good nature, she striked up a conversation with me and that was when it all began.

Xia is a responsible, devoted mother of two lovely boys, ensuring their happiness and providing a roof over their head. Being in her presence is comforting - you never have to worry about what to say because Xia is outgoing and amiable.

Xia also has an array of hobbies, including golf which we both enjoy. Throughout our regular games, it is effortless to see her ambition and diligence, and it isn’t hard either to see that Xia always makes the effort to improve herself.

Regards,
Ms Lily

Meet Someone Interesting

Hi 致霞姐,

霞姐，我就叫你霞姐啊，我觉得你是个特别会生活的人，给人一种对生活很有希望、很阳光的感觉。

你很负责任，我独自在新加坡工作生活，你一直都与我保持联系，不仅在工作上，也在生活上嘘寒问暖。我觉得你是我见过，保险这一个行业里，非常敬业的保险人。

推荐给所有在外打拼的朋友，安心工作，买保险就找霞姐。

Regards,
Mr She
互联网高级工程师

缘分和收获

作为百万圆桌的常客，她给予的除了专业靠谱的服务之外，还有一份有温度的关怀和同理心。

转眼落地新加坡刚好四年了，霞，我们的缘分应该从尚在德国，耐心详尽的微信往来开始吧。

现在我更想跟你学习时间管理的窍门，怎样把事业、家庭、孩子安置得井井有条，同时自己还生活得丰富多彩、精力旺盛得令人羡慕。

千万不要错过她的朋友圈哈，收益颇丰的同时，还会感染一份快乐。

Hanna
来自德国的朋友

Meet someone interesting

Hi To who is looking for reliable financial consultant,

Sun Xia has been one of the most knowledgeable and helpful financial consultants we have ever met. She always understands our needs and budget well and proposes the best option for our family.

We claimed overseas hospitalization bill once and thought it would be difficult to get approved. However, with her experience and expertise in advising us the necessary documents required, we managed to submit all the necessary documents and the claim was approved within 3 days! Very impressive indeed.

Therefore we would highly recommend Sun Xia's service to anybody who is looking for a trusted and reliable financial consultant in Singapore.

Regards,
Ivy
Director

新加坡保险推荐

从Sunxia身上看到一种使命感，拔高了我对很多工作的认识。

她总是非常专业和负责任，对我们的诉求响应也非常及时和到位，有时甚至解决了很多不在她范围内的问题，这让我看到一种格局和人生追求。

Hongwei
Head of Design

Meet someone long term bonds of trust and warm

The best kind of people are the type that stays open, honest and grow strong with you, Sun Xia is one such person, these are the qualities that engenders long term bonds of trust.

Her work ethic and personal growth has been impressive, she’s consistently embracing anything that life throws at her and those that she cares for.

As a her client and a friend, I feel the warmth of her care and look forward to welcoming any change in life with her by my side.

Yvonne
Risk Management Officer

专业的推荐和服务

孙小姐是一名专业的保险经纪，她能够专业地根据我的家庭需要，结合我的当前收入与长期的理财需求，精心给我推荐相应的保险理财组合。

我相信她的专业服务会让每一位她的客户受益。

Mr Huang
国际公司高管

来自企业客户想说的话

成为孙霞的客户，很多年了。作为私人客户，专业的建议，让我安心；作为公司客户，能给所有员工及时的回复，让作为HR的我更是放心。能在新加坡认识孙霞这样一个靠谱的保险中介，真的很幸运。

Ms Zhang
公司财务和人力资源负责人

Meet inner and outner of you

Hi Sun Xia,

Since I first met Sun Xia in Year 2015, she always comes across as a very knowledgeable and dependable individual who always patiently listens to your requirements, helping our family with financial planning for many years now.

Sun Xia is very professional with great commitment in prioritizing her clients' interests. I would like to thank you so much and I wish you all the best.

Highly recommended to anyone who needs honest advice for your family insurance and financial planning.

Regards,
Ms Vicky

Meet someone interesting

Hi my dear friend,

I have been knowing Sun Xia since summer in 2012. She is consistently professional, reliable, open, tackling all the topics with dedication and high commitment. In addition to her demeanor and being a joy to interacting with, Sun Xia has always been a take charge person who is able to think with overview, present proposal and articulate her thoughts for the interest of client.

She is a trust worthy wealth consultant with quick response all the time. I am so glad to meet with her in 2012, since when I stay relaxed after I followed her proposal in wealth management.

Along the years, Sun Xia is not only my reliable partner, but also my friend who support me during the difficult time in the past 10 years.

Regards,
Fiona
Regional HRVP for a Multinational company

平凡又真诚

Hi 小孙,

认识小孙是朋友介绍的，朋友又是她另外的朋友介绍认识小孙的，所以可以看出小孙在客户中的口碑是很高的，是值得推荐给朋友的。我自己买保险拖拖拉拉好久，小孙都是一一耐心解答，而且从不催你做决定，感觉她是把你当朋友真心对待。十年的从业经验，专业水平无可挑剔，服务意识更是一流！

Regards,
来自英国的一家朋友

分享给需要新加坡保险理财的朋友们

来新加坡的第一顿饭就是和Sun家一起吃的。可以说，我们是先成为了好友再是成为了好客户呢。

其实，买保险是我出国前就确认必须要做的第一件事情。毕竟国外医疗费用的可怕程度也是耳熟能详的了。在这里，我要分享一下为什么会选Sun。

第一，当然是保诚的知名度（保险首先要考虑的应该是赔付能力、速度）。第二，也就是Sun个人非常稳定的状态。我是很在意这一点的，毕竟身在异国他乡，还存在一定的语言沟通缺陷，这时能有一个稳定的可靠的同胞那就很重要了。 第三，是价格。其实在几个大公司做比较，本质上都是差不多的，然后新加坡又是监管非常严格的地方，审核严谨，一旦投保成功，投保人一定倍感安心。

对于Sun，我总说她是一个不太合格的销售，但确实是一个非常好的保险代理。因为她的客户都是从熟知她的朋友，随着时间的沉淀，越来越多的朋友成为了客户。我觉得她需要更多的勇气去推广自己哦。加油！我希望你能有更多更多的朋友，也做更好更好的自己！

Jane
来自上海的好友